XRP Academy Blog

Analysis, insights,
and education.

Deep dives into XRP, Ripple, and the future of cross-border payments.

Banking network diagram showing traditional correspondent banking vs ODL adoption rates with cost comparison charts
Featured

If ODL Saves Banks 60% on Costs, Why Have Only 15 Adopted It?

Despite ODL cutting cross-border costs by 60%, only 15 banks have adopted it. The barriers aren't technical—they're economic, regulatory, and organizational inertia.

Dec 5, 20257 min read
XRPL DeFi Yield Strategies
Investment

XRPL DeFi Yield Strategies

Yield Strategies analysis and updates for August 2026. Comprehensive coverage.

Aug 2, 20269 min
RLUSD Market Cap Update
Investment

RLUSD Market Cap Update

Market Cap Update analysis and updates for July 2026. Comprehensive coverage.

Jul 28, 20268 min
XRP Guide: Wallet Setup
Investment

XRP Guide: Wallet Setup

Wallet Setup analysis and updates for July 2026. Comprehensive coverage.

Jul 26, 20269 min
XRP Volume Trends: July 13, 2026
Investment

XRP Volume Trends: July 13, 2026

Volume Trends analysis and updates for July 2026. Comprehensive coverage.

Jul 13, 20268 min
RLUSD Market Cap Update
Investment

RLUSD Market Cap Update

RLUSD reaches $47.2B market cap with unprecedented 82% institutional custody concentration. Deep analysis of growth patterns, multi-chain expansion, geographic arbitrage opportunities, and structural risks facing Ripple's regulated stablecoin.

Jun 28, 20268 min
XRP Guide: Wallet Setup
Investment

XRP Guide: Wallet Setup

Master XRP wallet setup in 2026 with institutional-grade security analysis. Learn multi-signature configurations, avoid $3.7B in preventable losses, and navigate the evolution from simple storage to sophisticated financial infrastructure.

Jun 26, 20269 min
XRP Guide: Wallet Setup
Investment

XRP Guide: Wallet Setup

Wallet Setup analysis and updates for June 2026. Comprehensive coverage.

Jun 16, 20269 min
XRP Guide: Wallet Setup
Investment

XRP Guide: Wallet Setup

Wallet Setup analysis and updates for May 2026. Comprehensive coverage.

May 26, 202611 min
XRPL DeFi TVL Tracking
Investment

XRPL DeFi TVL Tracking

XRPL DeFi TVL reached $847 million in May 2026, growing 312% in six months while outpacing Ethereum by 3.7x. Analysis reveals institutional adoption driving 73% of growth, with transaction costs 195,000x lower than Ethereum fundamentally reshaping DeFi economics.

May 22, 20268 min
XRP Guide: Wallet Setup
Investment

XRP Guide: Wallet Setup

Wallet Setup analysis and updates for May 2026. Comprehensive coverage.

May 16, 20268 min
XRPL DeFi Yield Strategies
Investment

XRPL DeFi Yield Strategies

Yield Strategies analysis and updates for May 2026. Comprehensive coverage.

May 2, 20268 min
RLUSD Market Cap Update
Investment

RLUSD Market Cap Update

Market Cap Update analysis and updates for April 2026. Comprehensive coverage.

Apr 28, 20267 min