Meet the Visionaries
The entrepreneurs, engineers, and executives shaping the future of digital payments.
Explore their backgrounds, philosophies, and insights.
XRPL Founders
The original architects of the XRP Ledger
David Schwartz
CTO Emeritus
Ripple
Co-creator of the XRP Ledger and architect of its consensus protocol. The technical visionary behind one of the world's most efficient payment networks.
Jed McCaleb
Co-creator
XRPL / Stellar
Visionary who proposed "Bitcoin without mining." Co-created XRPL, then founded Stellar. Previously created Mt. Gox and eDonkey.
Arthur Britto
Co-creator
XRP Ledger
One of the three original architects of the XRP Ledger. Maintains a deliberately low public profile but remains influential in protocol decisions.
Ripple Leadership
Executives driving enterprise adoption
Brad Garlinghouse
Chief Executive Officer
Ripple
CEO since 2017. Led Ripple through the SEC lawsuit and transformed it into a global leader in enterprise blockchain. Champion of regulatory clarity.
Chris Larsen
Co-founder & Executive Chairman
Ripple
Serial fintech entrepreneur. Founded E-Loan (1996) and Prosper (2005) before co-founding Ripple in 2012. Former CEO, now Executive Chairman.
Understanding the Ecosystem
XRPL Creators
The engineers who designed and built the XRP Ledger from scratch in 2011-2012.
Ripple Leadership
Executives driving enterprise adoption and business strategy.
Legal Champions
The minds who fought for regulatory clarity and won landmark decisions.
Learn From the Experts
Our courses incorporate insights from these ecosystem leaders. Understand not just what they built, but why they built it.