XRP Academy Blog

Analysis, insights,
and education.

Deep dives into XRP, Ripple, and the future of cross-border payments.

Banking network diagram showing traditional correspondent banking vs ODL adoption rates with cost comparison charts
Featured

If ODL Saves Banks 60% on Costs, Why Have Only 15 Adopted It?

Despite ODL cutting cross-border costs by 60%, only 15 banks have adopted it. The barriers aren't technical—they're economic, regulatory, and organizational inertia.

Dec 5, 20257 min read
ODL Volumes Post-Settlement: Early Data
Analysis

ODL Volumes Post-Settlement: Early Data

Is ODL volume growing post-settlement? First data on institutional adoption trends.

Jun 8, 20257 min
XRP Risk Premium: How Much Did the Lawsuit Cost?
Analysis

XRP Risk Premium: How Much Did the Lawsuit Cost?

The SEC lawsuit suppressed XRP's price. Quantifying the risk premium that's now removed.

Jun 7, 20257 min
XRP Price After Settlement: New Valuation Framework
Analysis

XRP Price After Settlement: New Valuation Framework

With legal risk removed, XRP valuation changes. Updated framework for post-settlement pricing.

Jun 6, 20257 min
RLUSD Use Cases Expanding
Analysis

RLUSD Use Cases Expanding

Beyond basic transfers: new RLUSD use cases emerging in DeFi, payments, and settlement.

Jun 5, 20258 min
CME XRP Futures: What It Means for ETF Approval
Analysis

CME XRP Futures: What It Means for ETF Approval

CME futures were the missing piece for spot ETF approval. The final hurdle cleared.

May 19, 20258 min
Ripple's Next Chapter: Post-Litigation Strategy
Analysis

Ripple's Next Chapter: Post-Litigation Strategy

With legal uncertainty resolved, Ripple can focus on growth. Their post-litigation strategy.

May 13, 20257 min
Post-Settlement XRP: What Changes Now
Analysis

Post-Settlement XRP: What Changes Now

The lawsuit is over. What actually changes for XRP holders, Ripple, and the ecosystem.

May 12, 20258 min
XRP Market Reaction to Settlement
Analysis

XRP Market Reaction to Settlement

XRP price surges on settlement news. Analyzing the market's immediate reaction.

May 10, 202510 min
Settlement Analysis: Winners and Losers
Analysis

Settlement Analysis: Winners and Losers

Analyzing who won the Ripple vs. SEC battle. The settlement's impact on all stakeholders.

May 9, 20259 min
Understanding XRP Open Interest
Analysis

Understanding XRP Open Interest

Open interest reveals market positioning. How to read XRP derivatives data.

Apr 24, 20251 min
XRP Foundation Possibility: Governance Discussion
Analysis

XRP Foundation Possibility: Governance Discussion

Should there be an XRP Foundation? The ongoing debate about decentralized governance.

Apr 17, 202514 min
The Jed McCaleb XRP Sales: Complete History
Analysis

The Jed McCaleb XRP Sales: Complete History

Jed McCaleb sold billions of XRP over years. The complete history of his token sales.

Apr 16, 20259 min