XRP Academy Blog

Analysis, insights,
and education.

Deep dives into XRP, Ripple, and the future of cross-border payments.

Banking network diagram showing traditional correspondent banking vs ODL adoption rates with cost comparison charts
Featured

If ODL Saves Banks 60% on Costs, Why Have Only 15 Adopted It?

Despite ODL cutting cross-border costs by 60%, only 15 banks have adopted it. The barriers aren't technical—they're economic, regulatory, and organizational inertia.

Dec 5, 20257 min read
XRPL Hooks Development: June 2026 Update
Technical

XRPL Hooks Development: June 2026 Update

June 2026 XRPL Hooks development update: Phantom state management reduces costs 74%, WebAssembly delivers 847K TPS, and enterprise adoption accelerates with 156 pilot programs processing billions daily. Only 9.1% of developers achieve production readiness—learn why.

Jun 10, 202610 min
XRP Guide: Wallet Setup
Technical

XRP Guide: Wallet Setup

Master XRP wallet setup with institutional-grade security practices. Learn hardware vs software wallet selection, multi-signature configurations, and avoid the $3.8B in losses from common wallet mistakes.

Jun 6, 202611 min
XRPL Developer Activity
Technical

XRPL Developer Activity

Developer Activity analysis and updates for June 2026. Comprehensive coverage.

Jun 5, 20267 min
XRPL XRPL Architecture: May 2026 Update
Technical

XRPL XRPL Architecture: May 2026 Update

Technical analysis of XRPL's May 2026 architecture updates: 1,500 TPS performance, parallel consensus rounds, federated sidechains processing 2.1M daily transactions, quantum-ready security, and enterprise adoption by 347 financial institutions managing $387B in custody assets.

May 30, 202610 min
XRPL Transaction Types: May 2026 Update
Technical

XRPL Transaction Types: May 2026 Update

Transaction Types analysis and updates for May 2026. Comprehensive coverage.

May 20, 20268 min
XRPL Hooks Development: May 2026 Update
Technical

XRPL Hooks Development: May 2026 Update

Hooks Development analysis and updates for May 2026. Comprehensive coverage.

May 10, 20267 min
XRP Guide: Wallet Setup
Technical

XRP Guide: Wallet Setup

Wallet Setup analysis and updates for April 2026. Comprehensive coverage.

Apr 16, 20261 min
XRPL Hooks Development: April 2026 Update
Technical

XRPL Hooks Development: April 2026 Update

Hooks Development analysis and updates for April 2026. Comprehensive coverage.

Apr 10, 20269 min
XRP Guide: Wallet Setup
Technical

XRP Guide: Wallet Setup

Professional XRP wallet security guide for 2026. Learn hardware vs mobile security trade-offs, RegularKey rotation strategies, multi-signature implementations, and institutional-grade recovery planning that protects against the 92% of configurations with critical flaws.

Apr 6, 202613 min
XRPL XRPL Architecture: March 2026 Update
Technical

XRPL XRPL Architecture: March 2026 Update

Deep technical analysis of XRPL's March 2026 architecture updates, covering the new 2,100 TPS throughput capability, Negative UNL optimization reducing validator overhead by 34%, and quantum-ready cryptographic roadmap positioning XRPL as the first major ledger prepared for post-quantum algorithms by 2027.

Mar 30, 202611 min
XRPL Transaction Types: March 2026 Update
Technical

XRPL Transaction Types: March 2026 Update

Transaction Types analysis and updates for March 2026. Comprehensive coverage.

Mar 20, 20268 min
XRP Guide: Wallet Setup
Technical

XRP Guide: Wallet Setup

Wallet Setup analysis and updates for March 2026. Comprehensive coverage.

Mar 16, 202610 min