XRP Academy Blog

Analysis, insights,
and education.

Deep dives into XRP, Ripple, and the future of cross-border payments.

Banking network diagram showing traditional correspondent banking vs ODL adoption rates with cost comparison charts
Featured

If ODL Saves Banks 60% on Costs, Why Have Only 15 Adopted It?

Despite ODL cutting cross-border costs by 60%, only 15 banks have adopted it. The barriers aren't technical—they're economic, regulatory, and organizational inertia.

Dec 5, 20257 min read
April 2025: Futures Launch Month
Investment

April 2025: Futures Launch Month

XRP futures are coming to regulated exchanges. Preview of April's key developments.

Apr 1, 20258 min
Settlement Talks Continue: April Update
Regulatory

Settlement Talks Continue: April Update

Settlement discussions extend into April. Latest developments and what to expect.

Mar 31, 202511 min
March Wrap-Up: XRP Month in Review
News

March Wrap-Up: XRP Month in Review

March 2025 in review: settlement talks, technical developments, and market activity.

Mar 30, 20258 min
XRP All-Time High: The $3.84 Story
Analysis

XRP All-Time High: The $3.84 Story

January 2018: XRP hit $3.84. What drove that rally and lessons for today's market.

Mar 29, 20258 min
XRP Price Analysis: Q1 2025 Performance
Analysis

XRP Price Analysis: Q1 2025 Performance

XRP's first quarter 2025 performance. Key price movements and what drove them.

Mar 21, 20257 min
The Banking Integration Challenge: Why It Takes Time
Analysis

The Banking Integration Challenge: Why It Takes Time

Banks move slowly for good reasons. Understanding the integration timeline for crypto adoption.

Mar 4, 20258 min
If Ripple Settles: What It Means for XRP
Regulatory

If Ripple Settles: What It Means for XRP

A settlement would end the legal saga. Analyzing what settlement terms would mean for XRP's future.

Mar 3, 202510 min
Settlement Rumors: $50M Penalty Discussed
Regulatory

Settlement Rumors: $50M Penalty Discussed

Reports indicate a $50M settlement is being negotiated, down from $125M. Analyzing the implications.

Mar 2, 20259 min
March 2025: Settlement Speculation Grows
Regulatory

March 2025: Settlement Speculation Grows

Reports suggest Ripple and the SEC are in settlement discussions. What we know and what it could mean.

Mar 1, 202510 min
February Wrap-Up: XRP Month in Review
News

February Wrap-Up: XRP Month in Review

February 2025 in review: ETF developments, technical progress, and market movements.

Feb 28, 20257 min