XRP Academy Blog

Analysis, insights,
and education.

Deep dives into XRP, Ripple, and the future of cross-border payments.

Banking network diagram showing traditional correspondent banking vs ODL adoption rates with cost comparison charts
Featured

If ODL Saves Banks 60% on Costs, Why Have Only 15 Adopted It?

Despite ODL cutting cross-border costs by 60%, only 15 banks have adopted it. The barriers aren't technical—they're economic, regulatory, and organizational inertia.

Dec 5, 20257 min read
XRP Risk Premium: How Much Did the Lawsuit Cost?
Analysis

XRP Risk Premium: How Much Did the Lawsuit Cost?

The SEC lawsuit suppressed XRP's price. Quantifying the risk premium that's now removed.

Jun 7, 20257 min
XRP Price After Settlement: New Valuation Framework
Analysis

XRP Price After Settlement: New Valuation Framework

With legal risk removed, XRP valuation changes. Updated framework for post-settlement pricing.

Jun 6, 20257 min
RLUSD Use Cases Expanding
Analysis

RLUSD Use Cases Expanding

Beyond basic transfers: new RLUSD use cases emerging in DeFi, payments, and settlement.

Jun 5, 20258 min
RLUSD Market Cap Hits $1 Billion
News

RLUSD Market Cap Hits $1 Billion

RLUSD reaches $1B market cap milestone. Tracking Ripple's stablecoin growth trajectory.

Jun 4, 202510 min
Canadian vs. US XRP ETFs: Comparison
Investment

Canadian vs. US XRP ETFs: Comparison

Canada approves spot XRP ETFs while US waits. Comparing available options for investors.

Jun 3, 20257 min
Canada Launches Spot XRP ETFs
Investment

Canada Launches Spot XRP ETFs

Three spot XRP ETFs launch in Canada. North American investors get first physically-backed options.

Jun 2, 202510 min
June 2025: ETF Approval Season
Investment

June 2025: ETF Approval Season

June brings potential spot ETF approvals. Preview of what's coming this month.

Jun 1, 20258 min
May 2025: The Month XRP Won
News

May 2025: The Month XRP Won

Settlement, CME futures, and ETF progress. May 2025 was XRP's defining month.

May 31, 20259 min
Tax-Advantaged XRP Investing Strategies
Investment

Tax-Advantaged XRP Investing Strategies

Strategies for tax-efficient XRP investing. IRAs, ETFs, and tax-loss harvesting.

May 26, 20259 min
XRP in IRAs and 401(k)s: Retirement Options
Investment

XRP in IRAs and 401(k)s: Retirement Options

Learn how XRP ETFs and self-directed IRAs enable retirement account exposure to digital assets. Comprehensive analysis of options, custodians, tax strategies, and implementation approaches for sophisticated investors.

May 25, 202510 min
XRP ETF Landscape: All Current Products
Investment

XRP ETF Landscape: All Current Products

Complete overview of all XRP ETF products now available. Features, fees, and differences.

May 24, 20258 min
Volatility Shares XRP ETF Launches
Investment

Volatility Shares XRP ETF Launches

Volatility Shares launches XRPI, the first non-leveraged XRP futures ETF in the US.

May 23, 202510 min
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