XRP Academy Blog

Analysis, insights,
and education.

Deep dives into XRP, Ripple, and the future of cross-border payments.

Banking network diagram showing traditional correspondent banking vs ODL adoption rates with cost comparison charts
Featured

If ODL Saves Banks 60% on Costs, Why Have Only 15 Adopted It?

Despite ODL cutting cross-border costs by 60%, only 15 banks have adopted it. The barriers aren't technical—they're economic, regulatory, and organizational inertia.

Dec 5, 20257 min read
Stablecoin Market Structure: Post-GENIUS Act
Regulatory

Stablecoin Market Structure: Post-GENIUS Act

The GENIUS Act is reshaping stablecoin regulation. How the new framework affects RLUSD.

Apr 8, 20259 min
Why Ripple Wanted Circle (And What It Means)
Analysis

Why Ripple Wanted Circle (And What It Means)

The strategic logic behind Ripple's Circle bid. What the failed acquisition reveals about Ripple's plans.

Apr 7, 20258 min
Ripple Circle Acquisition Attempt: The $5B Story
News

Ripple Circle Acquisition Attempt: The $5B Story

Ripple offered $5 billion for Circle. They said no. What this tells us about the stablecoin market.

Apr 6, 202512 min
RLUSD Growth: Four Months In
Analysis

RLUSD Growth: Four Months In

RLUSD after four months: market cap, volume, adoption metrics, and competitive position.

Apr 4, 20256 min
International XRP ETFs: Pressure on US
Regulatory

International XRP ETFs: Pressure on US

XRP ETFs launch abroad while the US waits. How international products pressure SEC approval.

Apr 3, 20258 min
Brazil Launches First XRP Spot ETF
Investment

Brazil Launches First XRP Spot ETF

Hashdex launches the world's first XRP spot ETF in Brazil. International markets lead the way.

Apr 2, 20259 min
April 2025: Futures Launch Month
Investment

April 2025: Futures Launch Month

XRP futures are coming to regulated exchanges. Preview of April's key developments.

Apr 1, 20258 min
Settlement Talks Continue: April Update
Regulatory

Settlement Talks Continue: April Update

Settlement discussions extend into April. Latest developments and what to expect.

Mar 31, 202511 min
March Wrap-Up: XRP Month in Review
News

March Wrap-Up: XRP Month in Review

March 2025 in review: settlement talks, technical developments, and market activity.

Mar 30, 20258 min
XRP All-Time High: The $3.84 Story
Analysis

XRP All-Time High: The $3.84 Story

January 2018: XRP hit $3.84. What drove that rally and lessons for today's market.

Mar 29, 20258 min
XRP Price Analysis: Q1 2025 Performance
Analysis

XRP Price Analysis: Q1 2025 Performance

XRP's first quarter 2025 performance. Key price movements and what drove them.

Mar 21, 20257 min
The Banking Integration Challenge: Why It Takes Time
Analysis

The Banking Integration Challenge: Why It Takes Time

Banks move slowly for good reasons. Understanding the integration timeline for crypto adoption.

Mar 4, 20258 min