XRP Academy Blog

Analysis, insights,
and education.

Deep dives into XRP, Ripple, and the future of cross-border payments.

Banking network diagram showing traditional correspondent banking vs ODL adoption rates with cost comparison charts
Featured

If ODL Saves Banks 60% on Costs, Why Have Only 15 Adopted It?

Despite ODL cutting cross-border costs by 60%, only 15 banks have adopted it. The barriers aren't technical—they're economic, regulatory, and organizational inertia.

Dec 5, 20257 min read
XRP Derivatives Market Overview
Investment

XRP Derivatives Market Overview

XRP futures and options landscape. Where to trade derivatives and market dynamics.

Apr 23, 20257 min
What XRP Futures Mean for Spot ETF
Regulatory

What XRP Futures Mean for Spot ETF

Regulated futures are an SEC requirement for spot ETFs. How the Coinbase launch changes the equation.

Apr 22, 20259 min
XRP Futures Launch on Coinbase Derivatives
News

XRP Futures Launch on Coinbase Derivatives

XRP futures begin trading on Coinbase Derivatives Exchange. A major milestone for ETF approval.

Apr 21, 202512 min
Building a Business on XRPL: Startup Guide
Technical

Building a Business on XRPL: Startup Guide

Comprehensive guide for entrepreneurs building blockchain startups on XRPL. Technical implementation strategies, funding pathways, regulatory compliance, and real-world case studies from successful XRPL businesses.

Apr 19, 20258 min
XRPL Grants Program: Funding Development
Technical

XRPL Grants Program: Funding Development

XRPL Grants fund ecosystem development. How the program works and notable recipients.

Apr 18, 20258 min
XRP Foundation Possibility: Governance Discussion
Analysis

XRP Foundation Possibility: Governance Discussion

Should there be an XRP Foundation? The ongoing debate about decentralized governance.

Apr 17, 202514 min
The Jed McCaleb XRP Sales: Complete History
Analysis

The Jed McCaleb XRP Sales: Complete History

Jed McCaleb sold billions of XRP over years. The complete history of his token sales.

Apr 16, 20259 min
The Ripple Founders' XRP Holdings
Analysis

The Ripple Founders' XRP Holdings

Jed McCaleb, Chris Larsen, and Arthur Britto's XRP. What happened to founder allocations.

Apr 15, 20259 min
Total XRP Burned to Date: Running Count
Technical

Total XRP Burned to Date: Running Count

Tracking total XRP destroyed through transaction fees. Current count and projection forward.

Apr 14, 20256 min
XRP's Deflationary Mechanism: Transaction Burn
Technical

XRP's Deflationary Mechanism: Transaction Burn

Every XRP transaction burns a tiny amount. The long-term deflationary impact explained.

Apr 13, 20258 min
Payment Channels on XRPL: Off-Ledger Scaling
Technical

Payment Channels on XRPL: Off-Ledger Scaling

XRPL payment channels achieve 50,000+ TPS with 99.99% cost savings through off-ledger scaling. Technical analysis of architecture, implementation challenges, and real-world deployment strategies.

Apr 12, 20255 min
XRPL Amendment Process: How the Network Evolves
Technical

XRPL Amendment Process: How the Network Evolves

XRPL evolves through amendments. How the governance process works and recent changes.

Apr 9, 202510 min