XRP Academy Blog

Analysis, insights,
and education.

Deep dives into XRP, Ripple, and the future of cross-border payments.

Banking network diagram showing traditional correspondent banking vs ODL adoption rates with cost comparison charts
Featured

If ODL Saves Banks 60% on Costs, Why Have Only 15 Adopted It?

Despite ODL cutting cross-border costs by 60%, only 15 banks have adopted it. The barriers aren't technical—they're economic, regulatory, and organizational inertia.

Dec 5, 20257 min read
June 2025: ETF Approval Season
Investment

June 2025: ETF Approval Season

June brings potential spot ETF approvals. Preview of what's coming this month.

Jun 1, 20258 min
May 2025: The Month XRP Won
News

May 2025: The Month XRP Won

Settlement, CME futures, and ETF progress. May 2025 was XRP's defining month.

May 31, 20259 min
Tax-Advantaged XRP Investing Strategies
Investment

Tax-Advantaged XRP Investing Strategies

Strategies for tax-efficient XRP investing. IRAs, ETFs, and tax-loss harvesting.

May 26, 20259 min
XRP in IRAs and 401(k)s: Retirement Options
Investment

XRP in IRAs and 401(k)s: Retirement Options

Learn how XRP ETFs and self-directed IRAs enable retirement account exposure to digital assets. Comprehensive analysis of options, custodians, tax strategies, and implementation approaches for sophisticated investors.

May 25, 202510 min
XRP ETF Landscape: All Current Products
Investment

XRP ETF Landscape: All Current Products

Complete overview of all XRP ETF products now available. Features, fees, and differences.

May 24, 20258 min
Volatility Shares XRP ETF Launches
Investment

Volatility Shares XRP ETF Launches

Volatility Shares launches XRPI, the first non-leveraged XRP futures ETF in the US.

May 23, 202510 min
CME XRP Futures: What It Means for ETF Approval
Analysis

CME XRP Futures: What It Means for ETF Approval

CME futures were the missing piece for spot ETF approval. The final hurdle cleared.

May 19, 20258 min
XRP Futures on CME Group: Institutional Arrival
Investment

XRP Futures on CME Group: Institutional Arrival

CME Group's XRP futures launch represents the most significant institutional endorsement in XRP's history. First-week volume of $2.1B and 73% institutional participation signal a maturation of XRP markets, with profound implications for price discovery, regulatory clarity, and commercial adoption patterns.

May 18, 20258 min
Ripple's Next Chapter: Post-Litigation Strategy
Analysis

Ripple's Next Chapter: Post-Litigation Strategy

With legal uncertainty resolved, Ripple can focus on growth. Their post-litigation strategy.

May 13, 20257 min
Post-Settlement XRP: What Changes Now
Analysis

Post-Settlement XRP: What Changes Now

The lawsuit is over. What actually changes for XRP holders, Ripple, and the ecosystem.

May 12, 20258 min
The SEC's Capitulation: What It Signals
Regulatory

The SEC's Capitulation: What It Signals

The SEC accepted less than half the original penalty. What this signals about crypto enforcement.

May 11, 20257 min
XRP Market Reaction to Settlement
Analysis

XRP Market Reaction to Settlement

XRP price surges on settlement news. Analyzing the market's immediate reaction.

May 10, 202510 min
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