XRP Academy Blog

Analysis, insights,
and education.

Deep dives into XRP, Ripple, and the future of cross-border payments.

Banking network diagram showing traditional correspondent banking vs ODL adoption rates with cost comparison charts
Featured

If ODL Saves Banks 60% on Costs, Why Have Only 15 Adopted It?

Despite ODL cutting cross-border costs by 60%, only 15 banks have adopted it. The barriers aren't technical—they're economic, regulatory, and organizational inertia.

Dec 5, 20257 min read
The 20-Day ETF Fast Track: How It Works
Regulatory

The 20-Day ETF Fast Track: How It Works

ETFs can now go effective in 20 days under new rules. The expedited approval process.

Jun 13, 20259 min
SEC Generic Listing Standards: Explained
Regulatory

SEC Generic Listing Standards: Explained

New SEC rules enable faster crypto ETF approvals. How the generic listing standards work.

Jun 12, 20258 min
Banking Compliance and XRP: What's Changed
Regulatory

Banking Compliance and XRP: What's Changed

How the settlement affects bank compliance considerations for XRP adoption.

Jun 11, 20258 min
US Banks and XRP: The Door Opens
Regulatory

US Banks and XRP: The Door Opens

US banks can now consider XRP without legal uncertainty. Early signals of institutional interest.

Jun 10, 20259 min
New ODL Corridors Opening
News

New ODL Corridors Opening

New payment corridors adopting ODL post-settlement. Geographic expansion underway.

Jun 9, 20258 min
ODL Volumes Post-Settlement: Early Data
Analysis

ODL Volumes Post-Settlement: Early Data

Is ODL volume growing post-settlement? First data on institutional adoption trends.

Jun 8, 20257 min
XRP Risk Premium: How Much Did the Lawsuit Cost?
Analysis

XRP Risk Premium: How Much Did the Lawsuit Cost?

The SEC lawsuit suppressed XRP's price. Quantifying the risk premium that's now removed.

Jun 7, 20257 min
XRP Price After Settlement: New Valuation Framework
Analysis

XRP Price After Settlement: New Valuation Framework

With legal risk removed, XRP valuation changes. Updated framework for post-settlement pricing.

Jun 6, 20257 min
RLUSD Use Cases Expanding
Analysis

RLUSD Use Cases Expanding

Beyond basic transfers: new RLUSD use cases emerging in DeFi, payments, and settlement.

Jun 5, 20258 min
RLUSD Market Cap Hits $1 Billion
News

RLUSD Market Cap Hits $1 Billion

RLUSD reaches $1B market cap milestone. Tracking Ripple's stablecoin growth trajectory.

Jun 4, 202510 min
Canadian vs. US XRP ETFs: Comparison
Investment

Canadian vs. US XRP ETFs: Comparison

Canada approves spot XRP ETFs while US waits. Comparing available options for investors.

Jun 3, 20257 min
Canada Launches Spot XRP ETFs
Investment

Canada Launches Spot XRP ETFs

Three spot XRP ETFs launch in Canada. North American investors get first physically-backed options.

Jun 2, 202510 min
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