XRP Academy Blog

Analysis, insights,
and education.

Deep dives into XRP, Ripple, and the future of cross-border payments.

Banking network diagram showing traditional correspondent banking vs ODL adoption rates with cost comparison charts
Featured

If ODL Saves Banks 60% on Costs, Why Have Only 15 Adopted It?

Despite ODL cutting cross-border costs by 60%, only 15 banks have adopted it. The barriers aren't technical—they're economic, regulatory, and organizational inertia.

Dec 5, 20257 min read
Settlement Analysis: Winners and Losers
Analysis

Settlement Analysis: Winners and Losers

Analyzing who won the Ripple vs. SEC battle. The settlement's impact on all stakeholders.

May 9, 20259 min
BREAKING: Ripple and SEC Reach Settlement
Regulatory

BREAKING: Ripple and SEC Reach Settlement

After four and a half years, Ripple and the SEC announce settlement. Full details and analysis.

May 8, 202512 min
Settlement Eve: Final Terms Negotiated
News

Settlement Eve: Final Terms Negotiated

On the eve of settlement announcement. Final terms and what to expect tomorrow.

May 7, 20258 min
What the Settlement Means for XRP's Legal Status
Regulatory

What the Settlement Means for XRP's Legal Status

Analyzing settlement implications for XRP's permanent legal standing in the US.

May 6, 202510 min
The $50 Million Settlement: Details Emerge
Regulatory

The $50 Million Settlement: Details Emerge

Settlement terms take shape: $50M penalty, injunction modifications, appeal withdrawal.

May 5, 20258 min
Settlement Watch: Negotiations Intensify
Regulatory

Settlement Watch: Negotiations Intensify

Settlement talks reach critical stage. Latest on negotiations between Ripple and the SEC.

May 4, 20258 min
Comparing XRP ETF Options: Which Is Right for You?
Investment

Comparing XRP ETF Options: Which Is Right for You?

Futures vs. spot, leveraged vs. standard. Guide to choosing the right XRP ETF product.

May 3, 20258 min
XRP Leveraged ETFs: Risk and Reward
Investment

XRP Leveraged ETFs: Risk and Reward

2x and -2x XRP ETFs are now available. Understanding the risks of leveraged crypto products.

May 2, 20258 min
May 2025: Historic Month for XRP
News

May 2025: Historic Month for XRP

May 2025 brings major milestones for XRP. Settlement, ETF progress, and CME futures.

May 1, 20258 min
ProShares XRP Futures ETFs Launch
Investment

ProShares XRP Futures ETFs Launch

ProShares launches XRP futures ETFs. Leveraged and inverse products hit the market.

Apr 30, 202510 min
XRP Funding Rates: What They Signal
Investment

XRP Funding Rates: What They Signal

Perpetual futures funding rates indicate market sentiment. Reading XRP funding data.

Apr 25, 20258 min
Understanding XRP Open Interest
Analysis

Understanding XRP Open Interest

Open interest reveals market positioning. How to read XRP derivatives data.

Apr 24, 20251 min